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11-10-2020 |
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A single-purpose reverse mortgage is used by government agencies at the state and local level, and by not-for-profit groups too. It's a type of reverse mortgage that puts rules and constraints on how you can utilize the money from the loan. (So you can't spend it on an elegant trip!) Typically, single-purpose reverse home loans can just be utilized to make real estate tax payments or spend for house repair work.
The important things to keep in mind is that the loan provider has to authorize how the cash will be used prior to the loan is offered the OK. These loans aren't federally guaranteed either, so lenders don't need to charge home loan insurance premiums. However because the cash from a single-purpose reverse mortgage has actually to be used in a particular way, they're generally much smaller in their amount than HECM loans or proprietary reverse home loans. http://h96535hj.bget.ru/user/ieture9ks3 |
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