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11-10-2020 |
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A single-purpose reverse home mortgage is offered by government firms at the state and local level, and by nonprofit groups too. It's a kind of reverse mortgage that puts guidelines and constraints on how you can utilize the money from the loan. (So you can't invest it on an elegant getaway!) Usually, single-purpose reverse home mortgages can only be used to make home tax payments or spend for house repairs.
The important things to keep in mind is that the lending institution has to approve how the cash will be utilized before the loan is offered the OK. These loans aren't federally guaranteed either, so loan providers don't have to charge mortgage insurance coverage premiums. But because the cash from a single-purpose reverse mortgage has to be utilized in a particular way, they're typically much smaller sized in their quantity than HECM loans or proprietary reverse home mortgages. https://my.desktopnexus.com/inbarddanh/ |
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