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11-10-2020 |
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A single-purpose reverse mortgage is provided by government companies at the state and local level, and by nonprofit groups too. It's a type of reverse home loan that puts guidelines and restrictions on how you can use the cash from the loan. (So you can't spend it on an elegant vacation!) Generally, single-purpose reverse home loans can only be utilized to make real estate tax payments or spend for home repairs.
The thing to keep in mind is that the lending institution has to authorize how the cash will be used before the loan is provided the OK. These loans aren't federally guaranteed either, so lenders don't need to charge home loan insurance premiums. However considering that the cash from a single-purpose reverse home loan needs to be used in a specific method, they're usually much smaller in their amount than HECM loans or exclusive reverse mortgages. http://startechengineers.co.in/index.php?option=com_k2&view=itemlist&task=user&id=161223 |
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