Data rejestracji: 11-10-2020
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Bio: A single-purpose reverse home mortgage is offered by government companies at the state and local level, and by nonprofit groups too. It's a type of reverse mortgage that puts guidelines and limitations on how you can utilize the cash from the loan. (So you can't invest it on a fancy getaway!) Typically, single-purpose reverse home mortgages can only be used to make residential or commercial property tax payments or spend for house repair work.

The thing to bear in mind is that the loan provider needs to authorize how the money will be utilized prior to the loan is offered the OKAY. These loans aren't federally insured either, so lenders do not need to charge mortgage insurance premiums. But given that the cash from a single-purpose reverse home loan has actually to be used in a specific way, they're typically much smaller sized in their amount than HECM loans or proprietary reverse home mortgages.