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11-10-2020 |
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A single-purpose reverse mortgage is provided by federal government companies at the state and regional level, and by nonprofit groups too. It's a type of reverse mortgage that puts guidelines and constraints on how you can utilize the cash from the loan. (So you can't invest it on a fancy trip!) Usually, single-purpose reverse home mortgages can just be used to make residential or commercial property tax payments or pay for home repair work.
The important things to keep in mind is that the loan provider has to authorize how the cash will be utilized before the loan is given the OKAY. These loans aren't federally guaranteed either, so loan providers do not need to charge mortgage insurance premiums. But considering that the cash from a single-purpose reverse mortgage has actually to be used in a specific way, they're typically much smaller in their quantity than HECM loans or proprietary reverse home loans. http://beautyinfo.eu/user/margar2l4o |
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