| Informacje o cioneryefo |
| Dołączył: |
28-08-2020 |
| Ostatnia wizyta: |
(ukryte) |
| Razem postów: |
0 (0 postów dziennie | 0 procent wszystkich postów) |
| Razem wątków: |
0 (0 wątków dziennie | 0 procent wszystkich wątków) |
| Spędzony czas online: |
(ukryte) |
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| Dodatkowe informacje o cioneryefo |
| Sex: |
Male |
| Bio: |
Under the stress test, every house buyer who wishes to get a home loan from any federally regulated lending institution should go through a test in which the customer's affordability is evaluated based upon a rate that is not lower than a stress rate set by the Bank of Canada. For high-ratio mortgage (loan to value of more than 80%), which is insured by Canada Home Loan and Real Estate Corporation, the rate is the maximum of the tension test rate and the existing target rate.
This tension test has actually decreased the maximum mortgage authorized quantity for all borrowers in Canada. The stress-test rate regularly increased up until its peak of 5.34% in Might 2018 and it was not changed till July 2019 in which for the very first time in three years it reduced to 5.19%. This choice might reflect the push-back from the real-estate industry as well as the introduction of the newbie house buyer incentive program (FTHBI) by the Canadian federal government in the 2019 Canadian federal spending plan. https://www.mixcloud.com/cassin2uij/ |
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