| Informacje o rezrym991t |
| Dołączył: |
02-09-2020 |
| Ostatnia wizyta: |
(ukryte) |
| Razem postów: |
0 (0 postów dziennie | 0 procent wszystkich postów) |
| Razem wątków: |
0 (0 wątków dziennie | 0 procent wszystkich wątków) |
| Spędzony czas online: |
(ukryte) |
|
|
| Dodatkowe informacje o rezrym991t |
| Sex: |
Male |
| Bio: |
Under the stress test, every house buyer who wishes to get a mortgage from any federally controlled lending institution ought to undergo a test in which the borrower's price is judged based upon a rate that is not lower than a tension rate set by the Bank of Canada. For high-ratio home mortgage (loan to value of more than 80%), which is guaranteed by Canada Home Loan and Real Estate Corporation, the rate is the maximum of the tension test rate and the existing target rate.
This stress test has actually lowered the maximum home mortgage approved amount for all borrowers in Canada. The stress-test rate regularly increased till its peak of 5.34% in Might 2018 and it was not altered till July 2019 in which for the first time in 3 years it decreased to 5.19%. This decision may reflect the push-back from the real-estate industry in addition to the introduction of the newbie home buyer incentive program (FTHBI) by the Canadian government in the 2019 Canadian federal budget. https://coub.com/pether4wj6 |
|
