| Informacje o cethin0hfe |
| Dołączył: |
01-09-2020 |
| Ostatnia wizyta: |
(ukryte) |
| Razem postów: |
0 (0 postów dziennie | 0 procent wszystkich postów) |
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0 (0 wątków dziennie | 0 procent wszystkich wątków) |
| Spędzony czas online: |
(ukryte) |
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| Dodatkowe informacje o cethin0hfe |
| Sex: |
Male |
| Bio: |
Under the stress test, every house buyer who desires to get a home mortgage from any federally managed lender should go through a test in which the debtor's price is judged based on a rate that is not lower than a stress rate set by the Bank of Canada. For high-ratio home loan (loan to value of more than 80%), which is guaranteed by Canada Mortgage and Housing Corporation, the rate is the maximum of the tension test rate and the current target rate.
This tension test has reduced the optimal mortgage approved quantity for all borrowers in Canada. The stress-test rate regularly increased up until its peak of 5.34% in May 2018 and it was not altered until July 2019 in which for the very first time in three years it reduced to 5.19%. This choice might show the push-back from the real-estate industry as well as the intro of the first-time home purchaser reward program (FTHBI) by the Canadian federal government in the 2019 Canadian federal spending plan. https://funways.ru/user/relaitwhdb |
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